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Title Insurance

Title Insurance Company – SMPR Title

Who Needs It: Everyone.

What Is It: Title insurance protects you in the event that your ownership of and rights to a property are challenged. This happens for a number of reasons, almost all of them having to do with a previous owner. Before you buy any property, you want to make sure it has a clean title.

Usually, your attorney or your bank’s attorney will order a title search and title insurance. A title search is a detailed examination of historical public records, including deeds, mortgages, court record, property and name indices, and other public documents. It reports the current owner’s name and encumbrances on the property, such as unpaid taxes or liens, outstanding mortgages, judgments, utility or other easements, and any other restrictions limiting the owner’s use or enjoyment of the land. SMPR prepares a title report from the information provided by the title search and a title insurance policy is issued after the closing of title and after all matters affecting title have been properly disposed of by the experienced professionals at SMPR.

Protection and Ownership Rights for Commercial, Real Estate, Land and Residential Property

Why It Matters: If a claim is made against your rights to a property, you could end up with staggering legal fees, paying someone else’s back taxes or debts, and possibly be barred from living in or using the property you purchased. Title insurance provides the mechanism by which monetary compensation to the insured can be made in the event of a claim against title, therefore protecting you and your investment from potentially devastating circumstances.

The SMPR Difference: When it comes to title insurance, SMPR works for you to ensure your largest investment is protected. Through the experience of closing thousands of transactions per year, our employees are highly trained to do a thorough search of records in over fourteen county clerks’ offices, dozens of municipalities, state archives, and our own archives. From there, our title professionals carefully read title documents and review the title commitment before producing the title reports and policies.

We continuously work with buyers’ and sellers’ attorneys to not only ensure each party clearly understands the title issues, but to find solutions to any title matters that are raised.

 

 

 

 


SMPR Title Agency is a New York Title Insurance company. Our Title Insurance Agency is composed of real estate experts who provide our clients with comprehensive property transaction services including: Property Title Insurance, Mortgage Lender Insurance, Title Searches and Documentation Preparation Services.

We serve the following States, Cities, Zip Codes and Counties:
New York State, Albany County, Saratoga County, Columbia County, Westchester County, Washington County, Fulton County, Troy, Saratoga Springs, New York City, Rochester, Greene County, Rensselaer County, Bronx, Livingston County, Ontario County, Schoharie County, Warren County, Kings County, Madison County, Orange County, Dutchess County, Montgomery County, New York, Monroe County, Orleans County, Rockland County, Albany, Queens County, Oswego County, Schenectady, Rensselaer, Richmond County, Nassau County, Otsego County, Hudson, Long Island, Jefferson County, Niagara County, Putnam County, White Plains, Buffalo, Lewis County, Oneida County, Upstate NY, Capital District, Poughkeepsie, Onondaga County, Schenectady County, Schoharie County, Tompkins County, Broome County, Delaware County, Schuyler County, Ulster County, Cattaraugus County, Erie County, Seneca County, Cayuga County, Essex County, St Lawrence County, Chautauqua County, Franklin County, Steuben County, Wayne County, Chemung County, Genesee County, Suffolk County, Wyoming County, Chenango County, Hamilton County, Sullivan County, Yates County, Clinton County, Herkimer County, Tioga County, Allegany County, Cortland County

Title Insurance - Wikipedia | Internal Revenue Code Section 1031 - Wikipedia | Title Search - Wikipedia