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Title Insurance Rates – How Much Will It Cost?

The Rate Calculator below is a useful tool for estimating the cost for basic Title Insurance premiums and Endorsements in New York State. The most common endorsements required by most lenders are The Residential Mortgage Endorsement, The Environmental Protection Lien Endorsement and The Waiver of Arbitration Endorsement each of which costs $50.00. In addition to the premium and endorsement costs there will be recording fee expenses which vary with each transaction and there may be additional fees such as searching and tax search expenses in certain counties within “Zone 1”. A representative of SMPR Title will be happy to assist you in preparing an exact quote for your individual transaction. A full range of charges for title services is provided.

Charge Description   Amount
40 Year Search/Abstract 400.00 minimum
Bankruptcy Search 40.00 per name
Cancellation Charge 250.00 minimum
Certificate of Good Standing 155 per entity
Certificate of Occupancy 65 – 600
Certified Check Fee 50.00 per check
Certified Copies 50.00 per document
Certified Search 250.00 minimum
City of Albany Water & Sewer Search 40.00 per parcel
Recording Service Fee 25.00
Closing Service Letter 25.00
Condemnation Certificate 250.00 minimum
Continuation Search 125.00 minimum
County UCC-1 Search 55.00 per name
Department of State UCC-Search 55.00 per name
Environmental Chain of Title 250.00 minimum
Escrow Fee – Tax Escrow 50.00
Estate Search 250.00 minimum
Express Delivery Charge 10.00 per package
Extra Chain of Title 125.00 minimum
Foreclosure Research 250.00 minimum
Franchise Tax Search 50.00 per corporation
Judgment and Lien Search 40.00 per parcel
Last Owner Search 250.00 minimum
Lien Search vs Buyers 40.00 per name
Litigation Search 55.00 per name
Mortgage Foreclosure Guaranty 500.00 plus tax searches
Mortgage Payoff Service 90 – 250 per payoff
Municipal Searches 65 – 600 per parcel
Patriot Act Searches 40.00 per name
Photocopies 25.00 minimum
Preparation of Commitment 500.00 minimum
Record and Return Service 20.00 per transaction
Recording Information Continuation 25.00 per transaction
Research 500.00 minimum
Rundown of Title 50.00 per transaction
Settlement Closing Fee 750.00 minimum
Survey Inspection 75.00 per parcel
Tax Continuation 25.00 per parcel
Tax Search 55.00 per tax parcel
Title Continuation 200.00
Wire Fee 50.00 per wire

The above charges and fees are based on our experience with residential and commercial property transactions throughout the State of New York. All charges and fees identified as “minimum” may be increased based on factors – such as the number of names searched, the number of parcels searched, the number of documents examined or photocopied, etc. – which can only be determined after examination of the public records.

We Always Charge The Lowest Premium – Use The Rate Calculator To Get A Quote

Title insurance rates in New York State are set by the New York State Insurance Department. SMPR Title Insurance Agency will always charge the lowest premium prescribed by the title insurance rate manual.






SMPR Title Agency is a New York Title Insurance company. Our Title Insurance Agency is composed of real estate experts who provide our clients with comprehensive property transaction services including: Property Title Insurance, Mortgage Lender Insurance, Title Searches and Documentation Preparation Services.

We serve the following States, Cities, Zip Codes and Counties:
New York State, Albany County, Saratoga County, Columbia County, Westchester County, Washington County, Fulton County, Troy, Saratoga Springs, New York City, Rochester, Greene County, Rensselaer County, Bronx, Livingston County, Ontario County, Schoharie County, Warren County, Kings County, Madison County, Orange County, Dutchess County, Montgomery County, New York, Monroe County, Orleans County, Rockland County, Albany, Queens County, Oswego County, Schenectady, Rensselaer, Richmond County, Nassau County, Otsego County, Hudson, Long Island, Jefferson County, Niagara County, Putnam County, White Plains, Buffalo, Lewis County, Oneida County, Upstate NY, Capital District, Poughkeepsie, Onondaga County, Schenectady County, Schoharie County, Tompkins County, Broome County, Delaware County, Schuyler County, Ulster County, Cattaraugus County, Erie County, Seneca County, Cayuga County, Essex County, St Lawrence County, Chautauqua County, Franklin County, Steuben County, Wayne County, Chemung County, Genesee County, Suffolk County, Wyoming County, Chenango County, Hamilton County, Sullivan County, Yates County, Clinton County, Herkimer County, Tioga County, Allegany County, Cortland County

Title Insurance - Wikipedia | Internal Revenue Code Section 1031 - Wikipedia | Title Search - Wikipedia